Talk:Stafford Loan

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"Stafford" is a retired term.[edit]

This page should clarify that the government no longer uses the term "Stafford" to refer to Federal Direct Loans. The specific language provided by StudentAid.gov is "Stafford were student loans under a previous program. Some still call these Direct student loans Stafford." See that quote here: https://twitter.com/FAFSA/status/225667061068750848 — Preceding unsigned comment added by 12.52.150.2 (talk) 21:54, 18 July 2012 (UTC)[reply]

Missing text?[edit]

Didn't this page formerly contain the current limits you could borrow in a single year as both undergrad and grad? Or am I mistaking this page for another? If it didn't, can someone who knows this info add it in? 71.238.254.92 (talk) 22:49, 14 September 2009 (UTC)[reply]

Switching schools questions[edit]

-if i have already accepted my stafford loan but then decided to switch over to another school in which i don't need this loan what happens then? do i just keep the money and begin paying the loan back right then? --—Preceding unsigned comment added by 67.72.98.109 (talk • contribs)

Text confusing and loan forgiveness[edit]

-I'm not an expert on either, but the current text of the page confuses me -- I know loans were previously issued at variable rates, which became fixed when you graduated or consolidated them. Elsewhere, it says that new Stafford loans are now being issued at even higher, fixed rates. If both pieces of information are there, each should acknowledge the other.

Also, does anyone know anything about Stafford Loan forgiveness, and whether it's been cut yet? I can't add it if I'm not sure whether the programs for forgiveness (e.g. for teaching in high-need schools) are extant. -Semisomna 13:53, 10 March 2007 (UTC)[reply]

-Loans were previously issued at variable rates, but only became fixed if you consolidated them (because the loans were paid off by the consolidator whom you then owed). They remained variable despite graduating. New Stafford loans are offered at 6.8% fixed rates, period. It is possible, then, that you may have both Stafford loans at variable rates and at fixed rates depending on when the loans were issues. This is reflected in the present text.

Private loan sites[edit]

That 66.228.69.154 guy keeps adding studentloannetwork.com sites to student aid articles. I removed the link on this article. Joebreeves (talk) 04:28, 31 March 2010 (UTC)[reply]